Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$265,923$265,923$413,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$147,987$0
Funding fee$1,330$1,330$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.762%7.640%
1st payment$1,258.35$1,258.35$2,865.83
2nd payment$0.00$986.58$0.00
Taxes / mo$229.39$229.39$229.39
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.78
HOA / mo$80.00$80.00$80.00
Total monthly$1,734.41$2,720.99$3,424.67
Cash to close$193,977$45,990$45,990