Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,730	$237,730	$305,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$68,180	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	4.850%	7.640%
1st payment	$1,127.58	$1,127.58	$2,118.06
2nd payment	$0.00	$511.35	$0.00
Taxes / mo	$231.85	$231.85	$231.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$194.13	$194.13	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,703.56	$2,214.90	$2,561.09
Cash to close	$102,170	$33,990	$33,990