Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$188,802	$188,802	$382,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$193,698	$0
Funding fee	$944	$944	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.070%	6.060%	7.640%
1st payment	$1,059.21	$1,059.21	$2,648.35
2nd payment	$0.00	$1,291.32	$0.00
Taxes / mo	$97.90	$97.90	$97.90
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,307.12	$2,598.44	$2,972.76
Cash to close	$236,198	$42,500	$42,500