Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$251,656	$251,656	$652,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$400,844	$0
Funding fee	$1,258	$1,258	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	5.876%	7.640%
1st payment	$1,454.93	$1,454.93	$4,517.78
2nd payment	$0.00	$2,588.79	$0.00
Taxes / mo	$228.89	$228.89	$228.89
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.50
HOA / mo	$123.00	$123.00	$123.00
Total monthly	$2,023.49	$4,612.27	$5,216.83
Cash to close	$473,344	$72,500	$72,500