Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,628$176,628$396,000
Remaining term (yrs)19.219.230.0
Secondary amount$0$219,372$0
Funding fee$883$883$0
Note rate3.930%3.930%7.400%
Blended rate3.930%6.046%7.640%
1st payment$1,088.02$1,088.02$2,741.82
2nd payment$0.00$1,416.78$0.00
Taxes / mo$107.83$107.83$107.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,345.85$2,762.63$3,078.85
Cash to close$263,372$44,000$44,000