Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$412,048	$412,048	$643,500
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$231,452	$0
Funding fee	$2,060	$2,060	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	3.680%	5.144%	7.640%
1st payment	$2,194.85	$2,194.85	$4,455.46
2nd payment	$0.00	$1,494.80	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$128.70
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$2,936.85	$4,431.65	$5,326.16
Cash to close	$302,952	$71,500	$71,500