Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,977$247,977$260,910
Remaining term (yrs)28.528.530.0
Secondary amount$0$27,428$0
Funding fee$1,240$1,240$0
Note rate6.870%6.870%7.400%
Blended rate6.870%7.368%7.640%
1st payment$1,652.95$1,652.95$1,806.49
2nd payment$0.00$271.42$0.00
Taxes / mo$91.67$91.67$91.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.18
HOA / mo$520.00$520.00$520.00
Total monthly$2,414.62$2,686.04$2,620.34
Cash to close$41,923$14,495$28,990