Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,252	$316,252	$566,999
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$250,747	$0
Funding fee	$1,581	$1,581	$0
Note rate	6.140%	6.140%	7.400%
Blended rate	6.140%	6.852%	7.640%
1st payment	$2,887.97	$2,887.97	$3,925.79
2nd payment	$0.00	$1,619.41	$0.00
Taxes / mo	$457.12	$457.12	$457.12
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$113.40
HOA / mo	$31.67	$31.67	$31.67
Total monthly	$3,543.43	$5,162.84	$4,694.64
Cash to close	$313,747	$63,000	$63,000