Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$195,396	$195,396	$279,899
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$84,503	$0
Funding fee	$0	$0	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	3.500%	5.160%	7.640%
1st payment	$904.25	$904.25	$1,937.96
2nd payment	$0.00	$633.77	$0.00
Taxes / mo	$101.72	$101.72	$101.72
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.95	$158.95	$55.98
HOA / mo	$175.00	$175.00	$175.00
Total monthly	$1,489.92	$2,123.69	$2,420.66
Cash to close	$115,603	$31,100	$31,100