Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$13,143	$13,143	$287,550
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$274,407	$0
Funding fee	$0	$0	$0
Note rate	7.570%	7.570%	7.400%
Blended rate	8.120%	7.767%	7.640%
1st payment	$98.52	$98.52	$1,990.94
2nd payment	$0.00	$1,772.21	$0.00
Taxes / mo	$77.19	$77.19	$77.19
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.22	$6.22	$57.51
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$331.93	$2,104.15	$2,275.64
Cash to close	$306,357	$31,950	$31,950