Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$575,649	$575,649	$584,910
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$41,756	$0
Funding fee	$2,878	$2,878	$0
Note rate	6.130%	6.130%	7.400%
Blended rate	6.130%	6.519%	7.640%
1st payment	$3,665.84	$3,665.84	$4,049.80
2nd payment	$0.00	$413.21	$0.00
Taxes / mo	$214.83	$214.83	$214.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.98
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$4,109.34	$4,522.56	$4,610.28
Cash to close	$74,251	$32,495	$64,990