Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,305$386,305$526,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$140,195$0
Funding fee$1,932$1,932$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.185%7.640%
1st payment$1,791.97$1,791.97$3,645.38
2nd payment$0.00$934.64$0.00
Taxes / mo$363.67$363.67$363.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$9.17$9.17$9.17
Total monthly$2,331.47$3,266.11$4,290.19
Cash to close$198,695$58,500$58,500