Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$619,143	$619,143	$620,100
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$35,407	$0
Funding fee	$3,096	$3,096	$0
Note rate	6.480%	6.480%	7.400%
Blended rate	6.480%	6.772%	7.640%
1st payment	$4,084.13	$4,084.13	$4,293.45
2nd payment	$0.00	$350.38	$0.00
Taxes / mo	$128.47	$128.47	$128.47
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,379.26	$4,729.64	$4,712.60
Cash to close	$69,857	$34,450	$68,900