Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$396,515	$396,515	$429,300
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$32,785	$0
Funding fee	$1,983	$1,983	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.552%	7.640%
1st payment	$2,524.57	$2,524.57	$2,972.39
2nd payment	$0.00	$245.88	$0.00
Taxes / mo	$103.15	$103.15	$103.15
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,794.39	$3,040.27	$3,328.07
Cash to close	$80,485	$47,700	$47,700