Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$48,374	$48,374	$252,000
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$203,626	$0
Funding fee	$0	$0	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.940%	7.019%	7.640%
1st payment	$229.64	$229.64	$1,744.80
2nd payment	$0.00	$1,315.09	$0.00
Taxes / mo	$79.57	$79.57	$79.57
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$38.14	$38.14	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$497.35	$1,812.44	$2,024.76
Cash to close	$231,626	$28,000	$28,000