Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$626,876	$626,876	$630,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$38,124	$0
Funding fee	$3,134	$3,134	$0
Note rate	6.300%	6.300%	7.400%
Blended rate	6.300%	6.620%	7.640%
1st payment	$3,921.81	$3,921.81	$4,361.99
2nd payment	$0.00	$377.27	$0.00
Taxes / mo	$203.06	$203.06	$203.06
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$126.00
HOA / mo	$1,000.00	$1,000.00	$1,000.00
Total monthly	$5,291.54	$5,668.81	$5,857.72
Cash to close	$73,124	$35,000	$70,000