Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$387,899	$387,899	$1,035,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$647,101	$0
Funding fee	$1,939	$1,939	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	5.869%	7.640%
1st payment	$1,806.58	$1,806.58	$7,166.13
2nd payment	$0.00	$4,179.19	$0.00
Taxes / mo	$335.41	$335.41	$335.41
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$207.00
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$2,379.48	$6,558.68	$7,946.04
Cash to close	$762,101	$115,000	$115,000