Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,860	$262,860	$342,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$79,140	$0
Funding fee	$1,314	$1,314	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.235%	7.640%
1st payment	$1,248.42	$1,248.42	$2,367.94
2nd payment	$0.00	$593.55	$0.00
Taxes / mo	$66.30	$66.30	$66.30
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.40
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,489.72	$2,083.28	$2,677.64
Cash to close	$117,140	$38,000	$38,000