Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,819$321,819$346,410
Remaining term (yrs)26.326.330.0
Secondary amount$0$43,836$0
Funding fee$1,609$1,609$0
Note rate6.480%6.480%7.400%
Blended rate6.480%7.127%7.640%
1st payment$2,122.85$2,122.85$2,398.47
2nd payment$0.00$433.80$0.00
Taxes / mo$246.26$246.26$246.26
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.28
HOA / mo$180.00$180.00$180.00
Total monthly$2,699.11$3,132.91$3,044.02
Cash to close$63,081$19,245$38,490