Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,938,503$1,938,503$1,912,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$80,247$0
Funding fee$9,693$9,693$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.714%7.640%
1st payment$12,751.76$12,751.76$13,241.76
2nd payment$0.00$794.11$0.00
Taxes / mo$482.11$482.11$482.11
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$382.50
HOA / mo$236.67$236.67$236.67
Total monthly$13,687.20$14,481.32$14,559.71
Cash to close$186,497$106,250$212,500