Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$75,328	$75,328	$386,910
Remaining term (yrs)	5.3	5.3	30.0
Secondary amount	$0	$311,582	$0
Funding fee	$377	$377	$0
Note rate	3.370%	3.370%	7.400%
Blended rate	3.370%	6.897%	7.640%
1st payment	$1,269.51	$1,269.51	$2,678.89
2nd payment	$0.00	$2,012.30	$0.00
Taxes / mo	$156.17	$156.17	$156.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$16.00	$16.00	$16.00
Total monthly	$1,591.68	$3,603.98	$3,078.44
Cash to close	$354,572	$42,990	$42,990