Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,904$524,904$553,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$28,596$0
Funding fee$2,625$2,625$0
Note rate2.930%2.930%7.400%
Blended rate2.930%3.244%7.640%
1st payment$2,475.69$2,475.69$3,832.32
2nd payment$0.00$214.47$0.00
Taxes / mo$321.33$321.33$321.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$9.17$9.17$9.17
Total monthly$2,972.86$3,187.33$4,440.19
Cash to close$90,096$61,500$61,500