Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$35,549	$35,549	$269,100
Remaining term (yrs)	4.5	4.5	30.0
Secondary amount	$0	$233,551	$0
Funding fee	$0	$0	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	7.810%	7.758%	7.640%
1st payment	$745.29	$745.29	$1,863.19
2nd payment	$0.00	$1,508.35	$0.00
Taxes / mo	$85.27	$85.27	$85.27
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.67	$79.67	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,060.23	$2,568.58	$2,152.28
Cash to close	$263,451	$29,900	$29,900