Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$512,369$512,369$539,999
Remaining term (yrs)25.125.130.0
Secondary amount$0$27,630$0
Funding fee$2,562$2,562$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.288%7.640%
1st payment$2,408.22$2,408.22$3,738.84
2nd payment$0.00$207.22$0.00
Taxes / mo$384.15$384.15$384.15
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,959.04$3,166.27$4,397.66
Cash to close$87,630$60,000$60,000