Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$121,948$121,948$598,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$476,552$0
Funding fee$610$610$0
Note rate6.130%6.130%7.400%
Blended rate6.130%7.420%7.640%
1st payment$775.61$775.61$4,143.89
2nd payment$0.00$3,077.73$0.00
Taxes / mo$447.47$447.47$447.47
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,389.75$4,467.48$4,877.73
Cash to close$543,052$66,500$66,500