Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,621$366,621$382,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$37,129$0
Funding fee$1,833$1,833$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.907%7.640%
1st payment$1,738.61$1,738.61$2,648.35
2nd payment$0.00$367.42$0.00
Taxes / mo$135.80$135.80$135.80
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,024.41$2,391.84$3,010.65
Cash to close$58,379$21,250$42,500