Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$239,165	$239,165	$414,000
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$174,835	$0
Funding fee	$1,196	$1,196	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	3.910%	5.637%	7.640%
1st payment	$1,382.33	$1,382.33	$2,866.45
2nd payment	$0.00	$1,165.57	$0.00
Taxes / mo	$92.92	$92.92	$92.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,641.91	$2,807.48	$3,208.84
Cash to close	$220,835	$46,000	$46,000