Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$594,166$594,166$620,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$25,934$0
Funding fee$2,971$2,971$0
Note rate4.000%4.000%7.400%
Blended rate4.000%4.209%7.640%
1st payment$3,088.88$3,088.88$4,293.45
2nd payment$0.00$194.50$0.00
Taxes / mo$225.67$225.67$225.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,481.21$3,675.71$4,809.80
Cash to close$94,834$68,900$68,900