Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$170,351$170,351$216,000
Remaining term (yrs)22.822.830.0
Secondary amount$0$45,649$0
Funding fee$0$0$0
Note rate3.800%3.800%7.400%
Blended rate4.650%5.569%7.640%
1st payment$928.76$928.76$1,495.54
2nd payment$0.00$342.37$0.00
Taxes / mo$82.17$82.17$82.17
Insurance / mo$150.00$150.00$150.00
MI / mo$141.19$141.19$43.20
HOA / mo$320.00$320.00$320.00
Total monthly$1,622.12$1,964.49$2,090.91
Cash to close$69,649$24,000$24,000