Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$287,918	$287,918	$409,500
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$121,582	$0
Funding fee	$1,440	$1,440	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	4.906%	7.640%
1st payment	$1,521.37	$1,521.37	$2,835.30
2nd payment	$0.00	$810.55	$0.00
Taxes / mo	$158.77	$158.77	$158.77
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$25.33	$25.33	$25.33
Total monthly	$1,872.13	$2,682.68	$3,267.96
Cash to close	$167,082	$45,500	$45,500