Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$297,816	$297,816	$360,000
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$62,184	$0
Funding fee	$1,489	$1,489	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.029%	7.640%
1st payment	$1,699.33	$1,699.33	$2,492.57
2nd payment	$0.00	$466.38	$0.00
Taxes / mo	$155.00	$155.00	$155.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$515.00	$515.00	$515.00
Total monthly	$2,519.33	$2,985.72	$3,384.56
Cash to close	$102,184	$40,000	$40,000