Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$247,220	$247,220	$269,100
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$36,830	$0
Funding fee	$1,236	$1,236	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.502%	7.640%
1st payment	$1,646.20	$1,646.20	$1,863.19
2nd payment	$0.00	$364.46	$0.00
Taxes / mo	$89.35	$89.35	$89.35
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.82
HOA / mo	$388.00	$388.00	$388.00
Total monthly	$2,273.55	$2,638.01	$2,544.36
Cash to close	$51,780	$14,950	$29,900