Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$893,153	$893,153	$945,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$51,847	$0
Funding fee	$4,466	$4,466	$0
Note rate	5.090%	5.090%	7.400%
Blended rate	5.090%	5.305%	7.640%
1st payment	$5,184.30	$5,184.30	$6,542.99
2nd payment	$0.00	$388.86	$0.00
Taxes / mo	$558.73	$558.73	$558.73
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$189.00
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$6,026.36	$6,415.22	$7,574.05
Cash to close	$156,847	$105,000	$105,000