Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,278	$53,278	$220,500
Remaining term (yrs)	14.7	14.7	30.0
Secondary amount	$0	$167,222	$0
Funding fee	$0	$0	$0
Note rate	4.510%	4.510%	7.400%
Blended rate	5.360%	7.362%	7.640%
1st payment	$411.06	$411.06	$1,526.70
2nd payment	$0.00	$1,114.81	$0.00
Taxes / mo	$119.05	$119.05	$119.05
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.40	$57.40	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$737.50	$1,852.31	$1,839.84
Cash to close	$191,722	$24,500	$24,500