Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$21,552$21,552$345,600
Remaining term (yrs)28.528.530.0
Secondary amount$0$324,048$0
Funding fee$0$0$0
Note rate5.980%5.980%7.400%
Blended rate6.530%7.674%7.640%
1st payment$131.26$131.26$2,392.86
2nd payment$0.00$2,092.81$0.00
Taxes / mo$166.58$166.58$166.58
Insurance / mo$150.00$150.00$150.00
MI / mo$9.93$9.93$69.12
HOA / mo$0.00$0.00$0.00
Total monthly$457.77$2,550.58$2,778.56
Cash to close$362,448$38,400$38,400