Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,837$114,837$315,000
Remaining term (yrs)17.717.730.0
Secondary amount$0$200,163$0
Funding fee$574$574$0
Note rate4.170%4.170%7.400%
Blended rate4.170%6.445%7.640%
1st payment$761.55$761.55$2,181.00
2nd payment$0.00$1,292.72$0.00
Taxes / mo$150.28$150.28$150.28
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,061.82$2,354.54$2,544.27
Cash to close$235,163$35,000$35,000