Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$175,937	$175,937	$468,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$292,063	$0
Funding fee	$880	$880	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	3.680%	6.220%	7.640%
1st payment	$1,223.18	$1,223.18	$3,240.34
2nd payment	$0.00	$1,886.24	$0.00
Taxes / mo	$232.25	$232.25	$232.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,622.10	$3,508.34	$3,732.86
Cash to close	$344,063	$52,000	$52,000