Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,328$282,328$382,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$100,172$0
Funding fee$1,412$1,412$0
Note rate3.580%3.580%7.400%
Blended rate3.580%4.738%7.640%
1st payment$1,499.16$1,499.16$2,648.35
2nd payment$0.00$667.81$0.00
Taxes / mo$324.99$324.99$324.99
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$13.75$13.75$13.75
Total monthly$1,987.90$2,655.72$3,213.59
Cash to close$142,672$42,500$42,500