Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$404,225	$351,000
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$2,021	$0
Note rate	3.070%	7.400%
Blended rate	3.070%	7.640%
1st payment	$1,914.73	$2,430.25
2nd payment	$0.00	$0.00
Taxes / mo	$290.03	$290.03
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.20
HOA / mo	$33.00	$33.00
Total monthly	$2,387.76	$2,973.48
Cash to close	$0	$39,000