Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$330,761	$330,761	$544,500
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$213,739	$0
Funding fee	$1,654	$1,654	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	6.710%	7.118%	7.640%
1st payment	$2,215.29	$2,215.29	$3,770.01
2nd payment	$0.00	$1,380.40	$0.00
Taxes / mo	$373.16	$373.16	$373.16
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.90
HOA / mo	$260.00	$260.00	$260.00
Total monthly	$3,015.12	$4,395.52	$4,678.74
Cash to close	$274,239	$60,500	$60,500