Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$245,167	$245,167	$324,000
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$78,833	$0
Funding fee	$1,226	$1,226	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	4.300%	5.444%	7.640%
1st payment	$1,415.43	$1,415.43	$2,243.31
2nd payment	$0.00	$591.25	$0.00
Taxes / mo	$189.53	$189.53	$189.53
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,754.96	$2,346.21	$2,647.64
Cash to close	$114,833	$36,000	$36,000