Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$397,463	$397,463	$540,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$142,537	$0
Funding fee	$1,987	$1,987	$0
Note rate	1.999%	1.999%	7.400%
Blended rate	1.999%	3.583%	7.640%
1st payment	$1,720.07	$1,720.07	$3,738.85
2nd payment	$0.00	$950.25	$0.00
Taxes / mo	$174.00	$174.00	$174.00
Insurance / mo	$0.00	$0.00	$0.00
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,894.07	$2,844.32	$4,020.85
Cash to close	$202,537	$60,000	$60,000