Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$419,707$419,707$472,410
Remaining term (yrs)24.924.930.0
Secondary amount$0$52,703$0
Funding fee$2,099$2,099$0
Note rate2.780%2.780%7.400%
Blended rate2.780%3.474%7.640%
1st payment$1,942.60$1,942.60$3,270.87
2nd payment$0.00$395.28$0.00
Taxes / mo$151.23$151.23$151.23
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,260.50$2,655.77$3,683.25
Cash to close$105,193$52,490$52,490