Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$628,420	$628,420	$706,500
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$78,080	$0
Funding fee	$3,142	$3,142	$0
Note rate	5.780%	5.780%	7.400%
Blended rate	5.780%	6.136%	7.640%
1st payment	$3,902.57	$3,902.57	$4,891.66
2nd payment	$0.00	$585.60	$0.00
Taxes / mo	$554.54	$554.54	$554.54
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$141.30
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$4,723.77	$5,309.38	$5,854.17
Cash to close	$156,580	$78,500	$78,500