Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$519,827	$519,827	$548,910
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$29,083	$0
Funding fee	$2,599	$2,599	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.265%	7.640%
1st payment	$2,697.40	$2,697.40	$3,800.54
2nd payment	$0.00	$218.12	$0.00
Taxes / mo	$180.25	$180.25	$180.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$109.78
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$3,077.31	$3,295.44	$4,290.24
Cash to close	$90,073	$60,990	$60,990