Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,568$397,568$539,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$141,532$0
Funding fee$1,988$1,988$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.224%7.640%
1st payment$1,904.48$1,904.48$3,732.62
2nd payment$0.00$943.55$0.00
Taxes / mo$303.95$303.95$303.95
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,375.10$3,318.65$4,311.06
Cash to close$201,432$59,900$59,900