Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$539,607	$486,000
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$2,698	$0
Note rate	6.350%	7.400%
Blended rate	6.350%	7.640%
1st payment	$3,389.94	$3,364.97
2nd payment	$0.00	$0.00
Taxes / mo	$216.92	$216.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$97.20
HOA / mo	$0.00	$0.00
Total monthly	$3,773.53	$3,845.76
Cash to close	$393	$54,000