Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$437,413$437,413$674,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$236,687$0
Funding fee$2,187$2,187$0
Note rate6.540%6.540%7.400%
Blended rate6.540%6.965%7.640%
1st payment$2,891.86$2,891.86$4,667.33
2nd payment$0.00$1,528.60$0.00
Taxes / mo$441.41$441.41$441.41
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$39.00$39.00$39.00
Total monthly$3,588.94$5,117.54$5,499.23
Cash to close$311,587$74,900$74,900