Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,940	$239,940	$292,499
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$52,559	$0
Funding fee	$0	$0	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	4.150%	5.021%	7.640%
1st payment	$1,221.24	$1,221.24	$2,025.20
2nd payment	$0.00	$394.19	$0.00
Taxes / mo	$93.48	$93.48	$93.48
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$197.52	$197.52	$58.50
HOA / mo	$290.00	$290.00	$290.00
Total monthly	$1,952.23	$2,346.43	$2,617.18
Cash to close	$85,059	$32,500	$32,500