Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,535$344,535$458,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$114,375$0
Funding fee$1,723$1,723$0
Note rate3.120%3.120%7.400%
Blended rate3.120%4.336%7.640%
1st payment$1,637.50$1,637.50$3,177.40
2nd payment$0.00$762.50$0.00
Taxes / mo$39.32$39.32$39.32
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,843.48$2,605.99$3,475.17
Cash to close$165,365$50,990$50,990